Lear Capital Review

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In today’s volatile financial climate, many investors are turning to alternative investment options such as precious metals to safeguard their wealth. Lear Capital, a trusted name in the precious metals industry, offers a range of investment solutions that are tailored to individual needs.

If you're considering investing in precious metals, Lear Capital is a great place to begin your journey.

In this article, we'll go over everything related to the company - their products and services, benefits and drawbacks of working with them, as well as industry reviews about them. 

Our goal is to make sure you are aware of all relevant information before making an informed decision regarding whether or not Lear Capital fits into your investment plans.

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Lear Capital Company Overview

lear capital homepage

Lear Capital was founded in 1997 by Kevin DeMeritt, an experienced precious metals investor and entrepreneur. The company quickly established itself as a leader in the industry, providing a range of investment options to clients across the United States.

Over the past decade, Lear Capital has become renowned for their outstanding customer service and quality. Recognized by prestigious awards such as an A+ rating from the Better Business Bureau, they have also been a featured entity in esteemed media outlets including Forbes, CNN, and The Wall Street Journal.

Lear Capital also boasts a remarkable history of customer satisfaction, with numerous positive reviews and testimonials from content clients. The company takes great pride in offering an individualized strategy to investing, with experienced account executives at the ready to help guide customers through every step of their investment journey.

Recently, Lear Capital has broadened its scope to offer a comprehensive selection of investment options such as gold and silver IRAs, numismatic coins, bullion coins and bars. This wide range of assets and services continues to solidify the company's place in the precious metals investment sector as an industry leader.

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Services and Products

lear capital products

Lear Capital offers a variety of investment options to help clients diversify their portfolios and protect their wealth. Here are some of the key services and products offered by the company:

1. Gold and Silver

From reputable mints and manufacturers across the globe, Lear Capital carries an expansive selection of gold and silver products - including coins, bars, and rounds.

These all come in different sizes, weights to suit your specific needs.

2. IRAs

Lear Capital offers self-directed Individual Retirement Accounts (IRAs) that allow clients to invest in a variety of precious metals, including gold, silver, platinum, and palladium.

These IRAs offer tax advantages and can be an effective way to diversify your retirement savings.

3. Numismatic Coins

For those interested in adding rare and visually appealing pieces to their portfolio, Lear Capital offers an extensive selection of numismatic coins.

With both intrinsic aesthetic value and the potential for financial return, these collectibles are ideal for investors and collectors alike.

4. Bullion Coins and Bars

In addition to numismatic coins, Lear Capital also offers a range of bullion coins and bars. These products are valued primarily for their precious metal content, and can be an effective way to invest in physical gold and silver.

Customer Experience

Lear Capital has a reputation for excellent customer service, with many satisfied clients reporting a positive experience working with the company. Here are some of the key factors that contribute to the company's strong customer experience:

  • Personalized Approach: With Lear Capital, the investment process is tailored to each individual. Every client is assigned a knowledgeable account executive who can help them understand their options and make smart decisions. This one-on-one attention allows clients to feel more comfortable and secure in their investments, leading to better outcomes.
  • Timely Delivery: Many clients report that Lear Capital's products are delivered quickly and efficiently, with most orders processed within a few days of payment.
  • Secure Storage: Lear Capital is dedicated to providing clients with a secure and safeguarded environment to store their valuable precious metals away from home. Their storage facilities are insured and supervised around the clock, which allows customers to be confident that their investments remain safe at all times.
  • Clear Communication: Lear Capital is known for its clear and transparent communication with clients, providing regular updates on market conditions and investment opportunities.
  • Customer Reviews: Lear Capital has many positive reviews and testimonials from satisfied clients, which can provide potential investors with additional confidence in the company's services and products.

Pricing and Fees

When investing in precious metals, it's important to understand the fees and pricing associated with different investment options. Lear Capital offers a range of investment products and services, each with its own fee structure. Here's a breakdown of Lear Capital's fees and pricing:

1. Product Pricing

The cost of precious metals like gold and silver is based on their current market value, which fluctuates daily. Lear Capital updates the prices for its products regularly to ensure that customers get an accurate reflection of these changes.

Due to this dynamic nature, you may find that the price of Lear Capital's offerings can vary from day-to-day.

2. Transaction Fees

If you're investing with Lear Capital, it's important to note that a transaction fee may be imposed depending on the product you purchase, the sum of your investment and payment method chosen.

For example, if paying by credit card is your choice for settlement - this could potentially incur an increased transaction fee in comparison to using bank transfer as a payment option.

3. Storage Fees

For those seeking to store their valuable metals with Lear Capital, a storage fee will be required. The amount of the charge depends upon several factors such as your investment size, metal type and storage option chosen.

With locations across America offering secure storages solutions, prices can vary based on which facility you opt for.

4. IRA Fees

When investing in precious metals through an IRA, there are fees associated with this process. Lear Capital charges a one-time account set-up fee and then additional annual maintenance fees depending on the type of account you have and how much money is being invested.

Investing wisely with these extra costs taken into consideration can work out to be incredibly beneficial.

It's valuable to recognize that the fees charged by Lear Capital are equivalent to those of other precious metals investment firms.

Nonetheless, it can be advantageous for you to compare prices among different companies before deciding. 

By being aware of the associated costs and pricing with each option, you can make a wise decision about which product or service is best suited for your needs.


  • Diverse Range of Products
  • High-Quality Products
  • Excellent Customer Service
  • Educational Resources


  • Limited Information on Website
  • Higher Fees
  • Limited Online Ordering


With its wide range of products, personalized service and secure storage options, Lear Capital is an esteemed organization in the precious metals investment business.

Although some investors may notice their fees are slightly higher than other companies', the exceptional customer service and individualized approach make them a top pick for those hoping to invest in valuable metals.

Furthermore, with their dedication to transparency and commitment towards client satisfaction, you can rely on Lear Capital as your chosen partner without any concerns.

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