Rating
4.1

Introduction

Follow along as Tom Gardner builds out a portfolio of the stocks he considers the “best of the best” in the market today.


Every day, we use different stock-picking programs developed by the gurus in the game. The creators always assure us of getting the perfect results if we follow the strategies as laid out in the platforms.

The question at the back of our minds is, do these established investors follow the same steps they recommend? And are they as successful as they all claim to be?

To answer these questions, we have to look at some of these ‘great’ individuals’ portfolios. In particular, we’ll look at a program called Motley Fool Everlasting portfolio. It’s one of the most popularly recommended platforms out there and so we’d like to establish whether or not it’s worth the hype.

About the Service

The Everlasting Portfolio is a stock advisory service that runs under the Motley Fool umbrella. You must have read several reviews about Motley Fool services, and this should give you a hint of its services’ legitimacy.

This service is a portfolio-building program that offers a deeper look at Tom Gardner’s personal portfolio. This will allow you to view Tom’s account so that you can pick vital information such as the stock that he is holding, his returns, his capital allocations, and so on.

Even though Tom Gardner’s portfolio is the program’s main feature, there are other services that you will get access to upon subscription. We shall have a look at them later.

Another thing you ought to know is that Everlasting Portfolio is one of the priciest services that Motley Fool has to offer, and this should make you wonder whether it is really worth all that money.

Who Exactly is Tom Gardner?

Tom Gardner is the founder of Motley Fool, alongside his brother David. The Fool was set up in 1993 and is a stock advisory service that focuses on savings and investments. Over the years, the service has garnered a massive following of over 5 million people looking for tips on making it in the stock investment world.

We can tell you with confidence that Tom is a legit investor with a track record of beating the markets for over twenty-five years. So, you would not be making a dumb move by mirroring his investments.

Key Features of Motley Fool Everlasting Portfolio

The question that must be ringing inside your head right now is ‘what do I get when I subscribe for the service?’ To answer the question, we have to look at this program’s main offerings.

Let’s see what it is that you get in the service in detail.

I) The Everlasting Portfolio

This is the service’s outstanding offering, and it is probably the reason you signed up for it in the first place. Here, you get access to Tom’s personal portfolio, and you will see how his stock picks can make up a real portfolio.

The portfolio’s layout is similar to that of the table you see when you log into your brokerage account. Some of the columns that you find in the table include:

  • Company and Ticker
  • Market Value
  • Current Price
  • Allocation
  • Returns
  • Average entry price

See? This is similar to what you get when you pull up your portfolio in your brokerage account.

II) Educational Content

Whereas there are cheaper and more detailed investment education resources out there, Everlasting Portfolio does quite well in this area. In the service, you will find four main educational resources. These are:

  • Getting started with the service
  • Philosophy
  • Selling Strategy
  • Principles of winning

We liked the educational aspect because each resource comes with a detailed guide that aims to help you reap maximum benefits from the service.

III) Portfolio Alerts and Updates

Tom regularly updates his portfolio, and any time he does so, you, the subscriber, will receive an alert. You will get these alerts as buy and sell recommendations just like the way you would with the Stock Advisor service.

An important point to note is that this service’s alerts are not set on a fixed frequency. Rather, they are sent out any time Tom makes a change to the portfolio. This should tell you that the service focuses on maintaining a strong portfolio of stocks instead of buying the market’s hottest stocks.

IV) The 2019 Everlasting Playbook

This playbook is simply a detailed report that provides you with the ranking of every stock recommendation currently held in the Motley Fool Everlasting Portfolio. Here, you will find past winners that no longer give the level of profits they used to. 

V) When to Sell Guide

Tom Gardner will share the methodology that he follows to know the ideal point to let go of a particular stock. So, his principles for selling his stocks will no longer be a mystery, and this is a crucial step for a turbulent market as witnessed in recent times.

VI) 5 Stock Recommendations

Another impressive bit about this service is that Gardner provides you with five new stock recommendations that you can add and create a strong portfolio.

What Does Tom Gardner Look for in A Stock?

You may be wondering how Tom does such an accurate job of settling for stocks with the greatest potential for earning great profits in the future. The secret lies in paying attention to certain characteristics in the companies he intends to invest in.

Let’s see what these characteristics are.

I) Explosive Companies

Tom invests in companies that may not seem like a big deal now, but they are likely to dominate the market in the future. Imagine if you had invested in Apple years back when it was not such a major force as it is now. Chances are you could be a billionaire now.

He pays attention to emerging industries such as augmented reality, which are certain to be a controlling force in years to come.

II) Momentum Stocks

By purchasing momentum stocks, Tom’s trading strategy is buying high and holding for much higher. He will do his market analysis before buying the stocks. In most cases, he goes for over-purchased stocks knowing at the back of his mind that they will continue growing in popularity. 

III) Stable Management

Another thing that Tom looks out for is visionary leadership, such as the one that Elon Musk and Jeff Bezos portray. Companies with this kind of leadership tend to experience consistent growth and eventually become leaders in their respective industries.

IV) Risk Diversification

Tom spreads out his risks by buying stocks in different industries and holding them. This way, he avoids incurring total losses, which would have happened if he ‘put all his eggs in one basket.’

V) The Customer Appeal

How well does the company appeal to its customers? Does it do so in a fun way that captures their attention instantly? How developed or established is the brand? Tom looks out for stocks that give the affirmative answer to the above questions.

Note that this criterion that Tom uses is not always successful, but when it is, the wins are normally outstanding. The stocks’ value may go up to 50X, and he rarely lets them go.

The Pricing

The cost of this service is $1,599 per year, and the subscription renews each year automatically. Keep in mind that there is no monthly subscription, and this is probably to deter individuals who make monthly payments, mirror the investments, and then take off.

As for the 30-day money-back guarantee, it is not a straightforward refund. Rather, it comes as transferable credit. This means that if you are not satisfied with the product, you can contact customer support, and you will be entitled to a credit for another Motley Fool product.

Who is the Motley Fool Everlasting Portfolio for?

If you are an investor looking to buy stocks in companies that are sure to bring back significant returns in the future, this platform is what you are looking for. You can buy a small stake in a company, and after about five years, you would have multiplied your money over five times.

You will get valuable tips on how you can create a diversified portfolio whose value will continue growing over the coming years.

Is It Legit?

Yes, it is. The service gives you an inside look at Tom Gardner’s personal portfolio, and every strategy you find there is the one he has used himself.

Then, Tom has a well-documented record in the stock market, and no product associated with him has ever disappointed.

Pros and Cons

We shall now briefly look at both the advantages and disadvantages that we found with this service. Here they are.

Pros

  • Everything is present in a clear and easy-to-understand manner
  • Saves time since you do not have to do any more research
  • The sell point is spelled out for you
  • The service is about the developer’s personal portfolio. So, there is little likelihood of things going wrong

Cons

  • Only for long-term investors
  • Expensive

Final Word

We believe we have done a fairly unbiased review of the service, and we conclude that this would be an amazing program to invest in. This is an advisory service designed to show you how you can create a balanced portfolio that will bring you the returns you were looking for.

Tom is a guru in the stock market, and it would do you well if you replicated his portfolio and trading strategies. Why don’t you try it out? And we believe you will get full value for your money.