Nate’s Notes Review

The stock market is a vast sphere, which means that you have to keep up with a lot of stuff. This applies to both the newbies and the established investors. Keep in mind that acquiring and off-loading stocks is not the most straightforward affair, and if you aren’t careful, you may end up making huge losses.

Is there an easy way out? Yes, there is. Rather than relying on your individual research on investments, you could make use of information provided by financial and investment advisors, which tends to be relatively accurate and reliable.

An excellent example of such a service is Nate’s Notes, and this write-up shall tell you what it is all about. Hopefully, in the end, you will have the ability to decide whether it has what you need and if it is worth trying out. Have a read.

About Nate’s Notes

This is a monthly investment newsletter that aims to reduce investors’ reliance on their research before making a move in the stock market. The service is specially designed for long-term investors, and it pays special attention to tech and biotech stocks.

As time went by, the newsletter went on to include several ETs in its model portfolio.

Nate uses fundamental analysis to locate stocks that he considers undervalued. However, he does not settle for the established firms and instead goes for the small ones with a significant growth potential due to a particular game-changing product.

It is divided into two model portfolios, i.e., the aggressive model portfolio and the original model portfolio. If you have a high-risk tolerance, the former would be perfect for you.

Once you subscribe to this service, you will receive detailed analysis and updates for each stock recommendation accompanied by specific buy prices.

Who is the Founder?

The person behind the service is Nate Piles, a University of Berkeley graduate where he majored in mathematics. Upon graduating from the university in 1995, he founded the service to provide a reliable platform for investors to find stock market information and recommendations presented in an easy-to-understand and follow format.

What we found interesting with Pile is that he does not have a Wall Street background like other editors of most of the stock-picking newsletters out there. He writes the newsletter personally and breaks down the recommendations in a straightforward way to ensure that the average investor knows what to do with the information.

Another thing you need to know about Nate is that he runs a company called NotWallStreet.com which is packed with numerous investing newsletters. 

Key Features of Nate’s Notes

We want you to know everything there is about this service before you decide whether you should go for it. So, we shall look at the main aspects and features that make the program what it is.

1. The Investing Style

This service is generally designed for long-term investors, and Nate recommends a portfolio with 18-25 stocks as well as positions that are meant to be held for several years at a go. For instance, he recommended Apple shares in 1998, and up to date, you can still find them in Nate’s Notes portfolio.

And since Pile has a special interest in the tech sector, most of the stocks he recommends are in that field.

Let’s also add a point to the two different portfolios that the service tracks, i.e., Model and Aggressive portfolio. You find that the shares in the latter tend to be sold earlier, which leads to a divergence in how the stocks in both portfolios are weighted with time.

2. Monthly Newsletter

Once you subscribe to the service, you will get access to the monthly newsletter. You could choose to have it delivered to your inbox or access it from the platform’s main website.

From the newsletter, you can expect to access information such as:

• What/when to buy and sell
• What the newsletter’s portfolio is buying/selling
• How much you ought to pay for each stock
• Why he considers each position to be a good buy
• The ticker’s name, symbol, and each stock’s closing price
• A portfolio summary showing what has either been bought or sold since the last newsletter

It starts with an overview of the changes in the portfolio so that it is more evident to you the orders that you need to enter to keep up with the portfolio in the coming month.

Nate also takes his time to analyze the market movements over the past month and what to expect for the coming one. 

Occasionally, Pile will issue special email alerts for significant market events happening between newsletters. Here, you will find detailed buy, sell, and hold orders similar to what you see in the monthly newsletter.

3. Historical Performance

Since this service was founded in 1995, it has consistently outperformed the broader stock market. The Aggressive portfolio has generated a return of 14,253%, while the Model one has generated 4,012%. This is compared to Dow Jones that generated 341%, and NASDAQ, 736% within the same period.

The Pricing

The pricing of this service is relatively straightforward. The one-year plan costs $289, the two-year plan $519, while the three-year plan will cost you $699.  

And for $34, you can subscribe for the one-issue trial that gives you 28-day access to the website.

It is also worth mentioning that if you sign up for a multi-year plan, you are eligible to cancel at your convenience and get a prorated refund.

Who is the Service Best Suited for?

If you are a long-term investor who dreams of building a high-growth portfolio, Nate’s Notes is ideal for you. Another thing is that you should be an investor capable of watching the stocks every day and enter orders when needed as the service recommends buy and sell orders at specific price ranges.

The good thing is that Nate’s Notes also allows you to be a hands-off investor, whereby you can use limit orders to track the portfolio updates without keeping an eye on the stocks daily.